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Order / Tender Finance

Order / Tender Finance


Order financing (including financing for tenders and RFQs) applies where you get an order or a tender/RFQ which you need to fulfill, but are unable to finance the cost of servicing the tender from your own resources. It is typically for a period of 30 to 90 days. General guidelines for obtaining order finance are:

  1. Order (or tender/RFQ) must be from a reputable large corporation or organisation based in Zimbabwe.
  2. It must be confirmed by the relevant authorities within that organisation.

To obtain funding, you will need to have the following documents for preliminary processing:

  1. Confirmed order.
  2. Quotation from a reputable supplier (where you are purchasing goods required to fulfill the order from) specifying delivery time, payment terms and product specification.
  3. Freight/transport quotation (where relevant).
  4. Profitability statement for the specific order (showing profitability of the order).
  5. A letter requesting the facility with a summary history of your trading relationship with the entity which has given you the order.

After processing and identification of a suitable financier for your order, the following will also be required:

  1. Letter of undertaking from the corporate/organisation to remit funds direct to the financier.
  2. You may be requested to open a bank account with the financial institution providing the funding.

Providers of Order/Tender Finance

The SMEAZ SACCOS offers order financing for its members.

MicroFinance Institutions offering order finance are listed on our Business Directory. Click here to see the available products.

The following Affiliate Members of the Association also offer order financing facilities:

How to access

To access order financing facilities, you can contact the relevant institutions above directly, if you have your documents and requirements in order. Should you require assistance from us, however, you can apply online by clicking on the button below:

Apply for Order Finance

Note that in order for us to assist you, you will need to be a paid-up member of the Association, and there are fees payable for the service.

Sign up for Registered Membership

Become a Registered Member (free subscription) of the Association by signing up on the button below, and receive regular updates on available SME programs and events. You also get our daily tenders update.

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SME Association of Zimbabwe

Growing start-up, small and medium sized enterprises into large corporations

Our mandate is to help start-ups, small and medium-sized businesses to grow into large corporations. We also work with large corporations, development agencies & partners, and other organisations interested in working with SMEs (affiliates).