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The Small and Medium Enterprises Development Corporation (SMEDCO) was formed in 1983 through an Act of Parliament and is a parastatal which falls under the Ministry of Small and Medium Enterprises and Co-operative Development. The organization began operations in April 1984. The institution changed its name from Small Enterprises Development Corporation (SEDCO) to Small and Medium Enterprises Development Corporation (SMEDCO) following amendments to the SME Act in February 2014. SMEDCO is a development finance institution which primarily exists to promote the development of micro, small and medium enterprises, and cooperatives in the country, through lending and capacity building.


Working Capital Finance

Order Finance

Capital Expenditure Financing

Capacity Building

Infrastructure provision


Beneficiary should be a Zimbabwean citizen, resident in Zimbabwe, and not below 18 years of age. They should be operating or wishing to set up a business enterprise. SMEDCO caters for:

  • Individuals
  • Sole proprietors
  • Partnerships
  • Cooperatives
  • Private Limited Companies
  • PBCs (Priviate Business Corporations)

How to access facilities

You can contact the relevant SMEDCO office on the details below:


SMEDCO offices locations and contact personnel are available here: https://www.smedco.co.zw/contact.html

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SME Association of Zimbabwe

Growing start-up, small and medium sized enterprises into large corporations

Our mandate is to help start-ups, small and medium-sized businesses to grow into large corporations. We also work with large corporations, development agencies & partners, and other organisations interested in working with SMEs (affiliates).